Insurance Calculators
Quick estimators to help you size your coverage. Educational only — not advice.
- Life Insurance Needs CalculatorEstimate how much term life coverage your family actually needs.
- Auto Coverage EstimatorFind a sensible liability limit for your income and assets.
- Home Replacement Cost EstimatorRough rebuild cost for your home so you don't underinsure it.
- Renters Insurance Coverage CalculatorEstimate the personal-property and liability coverage a renter should carry.
- Umbrella Insurance CalculatorFind out how much excess liability protection your assets and income justify.
- Disability Income Insurance CalculatorHow much monthly disability benefit you need to maintain your lifestyle.
- Health Plan Deductible vs Premium CalculatorDecide whether a high-deductible plan beats a low-deductible plan for your usage.
- HSA Tax Savings CalculatorSee how much you save in taxes by maxing out your Health Savings Account.
- COBRA Cost CalculatorEstimate what continuing your employer health plan via COBRA will cost.
- Medicare Supplement (Medigap) Cost CalculatorApproximate your annual out-of-pocket cost with a Medigap plan.
- Long-Term Care Insurance CalculatorEstimate the daily benefit and pool of funds your LTC policy should provide.
- Pet Insurance Value CalculatorCompare expected vet costs against pet insurance premiums.
- Small Business Liability CalculatorEstimate the general liability coverage limit your small business needs.
- Workers' Comp Premium EstimatorApproximate your annual workers' compensation premium.
- Auto Deductible Savings CalculatorSee how raising your auto deductible affects long-term cost.
- Flood Insurance Cost EstimatorEstimate annual flood insurance premium under NFIP-style rating.
- Earthquake Insurance Cost EstimatorEstimate annual earthquake insurance premium for your home.
- Mortgage Protection Insurance CalculatorEstimate the term-life face value needed to fully cover your mortgage payoff.