Insurance

Insurance company reviews

Quick, opinionated reviews of major U.S. carriers — financial strength, claims reputation, and who each company actually fits.

GEICO
A.M. Best A++ · J.D. Power: Above average
GEICO is the second-largest U.S. auto insurer, known for direct-to-consumer pricing and a polished mobile app. Best fit for safe drivers who don't need an in-person agent.
State Farm
A.M. Best A++ · J.D. Power: Above average
The largest auto insurer in the U.S. with the most extensive agent network. Strong claims satisfaction and excellent for multi-policy households.
Progressive
A.M. Best A+ · J.D. Power: Average
Progressive often has the most competitive rates for drivers with tickets or accidents and pioneered telematics with Snapshot.
Allstate
A.M. Best A+ · J.D. Power: Average
Allstate combines a large agent network with rich coverage add-ons. A good fit when policy features matter more than the lowest sticker price.
USAA
A.M. Best A++ · J.D. Power: Best in class
USAA consistently leads industry satisfaction and pricing studies, but membership is limited to military families.
Liberty Mutual
A.M. Best A · J.D. Power: Below average
Liberty Mutual offers customizable policies and many discounts, but recent satisfaction surveys put it behind the top tier.
Nationwide
A.M. Best A+ · J.D. Power: Average
Nationwide has solid financial strength and a top-rated pet insurance arm, with usage-based options for low-mileage drivers.
Farmers
A.M. Best A · J.D. Power: Average
Farmers operates a large agent network and a Signal telematics program. Best when local service matters more than the absolute lowest price.
Travelers
A.M. Best A++ · J.D. Power: Average
Travelers is one of the oldest U.S. insurers with deep expertise in homeowners and commercial coverage.
Amica
A.M. Best A+ · J.D. Power: Top-rated
Amica routinely tops customer satisfaction studies and pays policy dividends to dividend-policyholders.
Erie Insurance
A.M. Best A+ · J.D. Power: Top-rated
Erie is a regional powerhouse with consistently high satisfaction scores and competitive pricing.
Auto-Owners Insurance
A.M. Best A++ · J.D. Power: Top-rated
Auto-Owners is a financially rock-solid mutual insurer with strong agent relationships.
Country Financial
A.M. Best A+ · J.D. Power: Average
Country Financial pairs personal insurance with retirement and investment planning.
The Hartford
A.M. Best A+ · J.D. Power: Average
The Hartford is the exclusive auto insurer for AARP and one of the largest small business insurers in the U.S.
Chubb
A.M. Best A++ · J.D. Power: Top-rated
Chubb is the gold standard for high-net-worth personal lines.
MetLife
A.M. Best A+ · J.D. Power: Average
MetLife is one of the largest life and group benefits insurers in the world.
Northwestern Mutual
A.M. Best A++ · J.D. Power: Top-rated
Northwestern Mutual leads dividend-paying whole life and offers integrated wealth management.
Lemonade
A.M. Best A- · J.D. Power: Average
Lemonade uses AI to issue policies in minutes and donates unclaimed premiums.
Root Insurance
A.M. Best Not rated · J.D. Power: N/A
Root prices auto insurance primarily on driving behavior captured by phone-based telematics.