Checklists / Home
Complete Home Inventory Checklist
After a fire or burglary, the average homeowner can recall maybe 60% of what they owned. A pre-loss inventory typically increases settlements by 20–40%.
Living room
- Television(s) — make, model, serial
- Sound system / speakers
- Furniture — sofas, chairs, tables
- Rugs and window treatments
- Art, mirrors, decor
- Lamps and lighting
- Game console(s)
- Books and media
Kitchen
- Major appliances — fridge, oven, dishwasher, microwave
- Small appliances — coffee maker, mixer, blender, toaster
- Cookware and bakeware
- Dishes, glassware, flatware
- Cutlery
- Pantry food (often $500–$2k)
- Specialty items — espresso machine, sous vide, smoker
Bedrooms
- Beds, mattresses, frames
- Dressers and nightstands
- Clothing (estimate by closet section)
- Shoes
- Jewelry — schedule expensive pieces separately
- Watches
- Personal electronics
Office
- Desktop and laptops — make, model, serial
- Monitors
- Printer / scanner
- Office furniture
- Books and supplies
- Filing cabinets and contents
Garage and outdoors
- Lawn mower, snowblower, power tools
- Bikes — make, model
- Sports equipment
- Outdoor furniture
- Grill
- Shed contents
- Garden tools
Storage areas
- Holiday decorations (often $1–3k for a full set)
- Luggage
- Off-season clothing
- Memorabilia and family heirlooms (consider scheduling)
Documentation tips
- Take a video walkthrough of every room with narration
- Photograph serial numbers and brand labels
- Keep receipts for items over $500 in a cloud folder
- Update annually or after major purchases
- Store one copy off-site (cloud or relative's house)