After paying your claim, the insurer can pursue the responsible third party for reimbursement. If they recover, you typically get your deductible back.
Glossary / Subrogation
Subrogation
Insurer's right to recover from the at-fault party.
Insurer's right to recover from the at-fault party.
After paying your claim, the insurer can pursue the responsible third party for reimbursement. If they recover, you typically get your deductible back.