Compare / General vs Professional Liability
General vs Professional Liability
These two coverages address completely different kinds of claims. Many businesses need both.
| Feature | General Liability | Professional Liability |
|---|---|---|
| Covers physical injury | Yes | No |
| Covers professional mistakes | No | Yes |
| Required by clients | Often | Common in services |
| Typical limits | $1M/$2M | $1M per claim |
Best for General Liability
Businesses with physical premises or fieldwork.
Best for Professional Liability
Service businesses giving advice or professional work.